Organizing Your Important Documents Before It’s Too Late
We all have that drawer (or box, or pile) of important papers we mean to organize someday. But when it comes to your estate plan, “someday” can turn into stress for the people you love most.
Taking a little time now to get your important documents in order can save your family from confusion, delays, and heartache later. It’s one of the most loving and practical gifts you can leave them.
Where to Start
Begin by making a list of your key documents and where they’re kept. These often include:
Your will and powers of attorney
Insurance policies (life, home, auto, etc.)
Deeds and property titles
Bank, investment, and retirement account information
Birth certificates, marriage licenses, and military records
Funeral or burial preferences, if you’ve made them
A list of passwords or how to access digital accounts
Once you’ve gathered everything, choose a secure place to keep it — such as a fireproof safe, a lockable filing cabinet, or with your attorney. Then, make sure a trusted family member or friend knows where it is and how to access it if needed.
Keep It Updated
Life changes quickly. Review your documents, especially those with a beneficiary designation, every few years or after major life events — marriage, divorce, births, or big financial changes. For instance, you probably wouldn’t want your ex-spouse to remain your beneficiary on life insurance, retirement accounts, and payable-on-death (POD) or transfer-on-death (TOD) accounts. A quick update now can prevent major complications later.
Take the First Step
To help you get started, I’ve created a free Important Documents Checklist you can download and use today.
Taking this one simple step can bring peace of mind — for you, and for the people you love.
(Download your checklist below or contact my office if you’d like help reviewing your estate plan.)
Sara “Cathi” Harrison, Attorney at Law
Have Questions? Call me at 270-983-2228
Helping you protect what matters most.
