Do I Need a Will in Kentucky If I’m Under 40?
When people think about estate planning, they often picture retirees or older adults. But the truth is, creating a will is just as important for younger people—especially if you’re building a career, starting a family, or buying a home. Whether you’re 25, 35, or anywhere in between, having a will in place protects your loved ones and makes sure your wishes are carried out.
Why Wills Aren’t Just for Seniors
A will isn’t about age—it’s about preparation. Unexpected life events can happen to anyone, and a will gives you control over what happens to your property, finances, and personal matters. Without one, Kentucky law decides for you through a process called intestate succession, which may not reflect your wishes.
Key Reasons People Under 40 in Kentucky Should Have a Will
1. Protect Your Children
If you have young kids, a will allows you to name a guardian to care for them if something happens to you. Without a will, a court makes that decision—and it might not be who you would choose.
2. Control Over Your Property
Even if you don’t own a lot, you probably have assets: a car, a bank account, or even family heirlooms. A will ensures those items go to the people you want, not just next of kin by default.
3. Simplify Things for Loved Ones
A will makes things easier for your family during a difficult time. Instead of dealing with long legal processes, they’ll have clear instructions directly from you.
4. Reflect Your Current Stage of Life
Many people in their 20s and 30s are buying homes, starting families, or running businesses. A will protects those investments and adapts as your life changes.
What Happens If You Don’t Have a Will in Kentucky?
If you pass away without a will, Kentucky intestacy laws determine who receives your property. That usually means your spouse, children, or parents—but not necessarily in the way you’d want. Plus, without your input, the court may appoint someone to handle your estate who wouldn’t have been your first choice.
Estate Planning That Comes to You
One of the challenges for younger adults is finding time to meet with a lawyer. That’s why I offer mobile estate planning in Paducah and the surrounding area. I’ll meet you at your home, office, or even the hospital if needed—making the process simple and stress-free.
Final Thoughts
A will isn’t just paperwork—it’s peace of mind. No matter your age, it ensures your voice is heard and your loved ones are protected.
👉 Ready to create your will? I help individuals and families across Paducah, Kentucky with convenient, mobile estate planning services. Contact me today to schedule your consultation and take the first step toward protecting your future.
